Picture an excited grandfather gifting his teenage grandkids a carefully wrapped package of silver dollar coins that he had collected over the years.  This happened last December, and the teenagers’ questions were fascinating as it highlights just how much has changed with financial technology.  While the fundamental financial lessons remain largely the same, Gen Z (1997-2013) and Gen Alpha (2010-2024) bring unique perspectives and values to the financial discussion.

One teenager held the box of coins and asked questions: ‍

“How do I buy things with the coins?”
“How do I put these coins in a bank?”
“Will the value grow over time?  How do I invest them?”

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